bbill: Pay bills with Bitcoin, buy Bitcoin with Swiss francs
The new Swiss platform brings two people together: one who wants to pay a bill in Swiss francs with Bitcoin, and one who wants to buy Bitcoin. The Bitcoin changes hands directly, without going through an exchange.
Zurich, 12 November 2026 – Zurich-based bcation gmbh introduces bbill. On the platform, people can have an open bill in Swiss francs paid and give Bitcoin in return. Whoever pays the bill in francs receives the Bitcoin. The website bbill.app is live now, and anyone interested can sign up there.
How bbill works
Most bills in Switzerland, such as rent, insurance or electricity, can only be paid in Swiss francs. Anyone who wants to pay with Bitcoin therefore usually sells it on an exchange first. Anyone who wants to buy Bitcoin goes the other way. bbill connects these two sides directly:
Person A enters an open bill in Swiss francs and offers Bitcoin in return.
An escrow partner locks the Bitcoin.
Person B pays the bill in Swiss francs.
Once the payment is confirmed, the escrow partner releases the Bitcoin to Person B.
bbill never holds the Bitcoin itself. Every payment appears in the account statement and the tax journal, with sender and recipient shown in plain text. During the launch phase, bills of up to CHF 1,000 are supported.
Fees and Bitcoin only
Registration is free for private and business customers. The planned fee is 0.9 percent for each side. It is paid from prepaid credits, which can be topped up via Stripe or with Bitcoin. bbill does not accept other cryptocurrencies or stablecoins.
bbill runs as a web app in the browser, so there is nothing to install from an app store.
What's next
TWINT QR codes at the checkout: Anyone who sees a TWINT QR code at a checkout should be able to pay it with Bitcoin via Lightning. Another bbill user pays the amount in Swiss francs and receives the Bitcoin in return.
AI assistants: Through an MCP interface, ChatGPT or Claude will be able to prepare payments in bbill. The user always has to approve them.
From the founder
"Anyone paying with Bitcoin shouldn't have to sell their sats to an exchange. With bbill, they go directly to someone who wants to buy Bitcoin. That keeps them moving within the Bitcoin ecosystem."
– Matthias Friedrich, founder of bcation gmbh
About bbill and bcation
bbill is a project of bcation gmbh – Bitcoin Education Academy in Zurich. bcation teaches Bitcoin from a technological, economic and social perspective, working with schools, companies and family offices. With bbill, bcation moves from knowledge to everyday use. More at bbill.app.
Press contact
Matthias Friedrich, founder · bcation gmbh · Hardturmstrasse 161, 8005 Zurich
info@bcation.com · +41 58 510 94 21 · bbill.app